Schools commonly call this type of cover Accident and Illness Insurance, Supply Teacher Insurance, Teacher Sickness Insurance or similar.

Our Staff Absence Insurance is a comprehensive policy providing a daily benefit payment for each day of absence, once the policy excess has been exceeded.

Our product is very flexible; schools select their excess and tailor cover to meet their individual needs. There is no requirement to engage supply staff to benefit under the terms of this policy.

The cover provides:

• A daily benefit for all absences as a result of accidents or illness*
• Option to take comprehensive cover for stress and all stress related illnesses
• Wide cover for pregnancy related illnesses
• Long-term cover for jury service absence
• Phased returns to work covered over a period of up to two years
• Lump sum benefits for accidents causing Death or Permanent Total Disablement
• Cover options for maternity, paternity and adoption leave
• Lump sum maternity leave payments of up to £6,000
• Continuity of cover at every renewal
• Orthopaedic Rehabilitation Service available
• Stress counselling, medical and tax advice Helpline  service available to all insured staff

                                                       *Standard policy exlusions apply

To meet the individual requirements of your school you can choose:

• The categories of staff you would like to insure
• The daily benefit you would like to receive for each staff category
• The length of the excess for each staff category.The excess is the period before benefit payments will start(0-25 days available)
• The maximum benefit period for each staff category and each incidence of absence (up to 365 days)
• The level of stress cover required (schools can choose to cover the full benefit period, limit cover to 30 days only or take no cover)
• Whether you wish to receive benefit payments for maternity,paternity and adoption leave

To view a full copy of our policy wording please click here

To apply for a free no obligation quotation click here or call freephone 0800 389 2028 between 8.30 am and 5.00 pm.

To apply for a Summary of Cover or Full Policy Wording please email info@capitabest.co.uk